Credit Counselling

Our Licensed Insolvency Trustees are experts at credit counselling for debt solutions and debt help

Licensed Insolvency Trustees are the most highly trained and educated insolvency experts in Canada. Their rigorous training and vast range of experience give them the ability to provide a wider range of credit counselling and advice about individual debt and business debt than is available from any other professional in the field. Licensed Insolvency Trustees are the only professional financial advisors licensed by the Federal government to provide the insolvency solutions of Consumer Proposals and Bankruptcies.

If you are looking for credit counselling to deal with what seems like a never-ending cycle of money trouble, a Licensed Insolvency Trustee (LIT) is where you want to start. That’s because an LIT can provide the widest range of advice and information. Whether the problem can be solved by better budgeting or a consolidation loan, or if you need a statutory solution like a Consumer Proposal or Bankruptcy, your LIT will be able to lead you through the various options and help you to decide what is the best solution for your unique situation.

When seeking credit counselling, it is important that you go to someone who can offer a full range of solutions. Only an LIT can administer a Consumer (Credit) Proposal or Bankruptcy. Why would that be important? Because only a Consumer Proposal or Bankruptcy can offer you protection from your creditors. If your situation is serious enough that it is in collections, and garnishment is possible, you need protection from aggressive collection by your creditors. Both a Consumer Proposal and Bankruptcy offer that protection, with a legal Stay of Proceedings, which prevents creditors from taking further collection steps, including preventing or, in some cases, ending a wage garnishment.

Our qualified credit counsellors can also help with money management, budgeting and long-term planning that are often integral parts of turning around money troubles, big or small. If your problem can be solved with better management and budgeting, we can help you identify the problems and turn things around. If your problem is more serious, and you decide to file either a Consumer Proposal or Bankruptcy, as part of that process you will be attending two private financial counselling sessions to help you identify the root causes of your financial problems and to establish good money management skills to build on for the future.

After your problem is solved, we will help you re-establish your financial well-being with advice on how to rebuild your credit rating, and maintain good money management.

At LCTaylor Licensed Insolvency Trustee, we specialize in solving financial problems for both businesses and individuals. We take a detailed look at your entire financial situation and discuss all the possible options available to solve your debt crisis. Our objective is to help you find the best solution to get you out of debt. Finding a solution is truly a team effort and we pride ourselves in making it as painless and simple as possible.

If you are looking for a Licensed Insolvency Trustee in Manitoba or North Western Ontario, contact us at LCTaylor to explore the solutions available to you.

credit counselling services in Manitoba

Contact Us

Start getting out of debt today.

OR