Insolvency Services

If you’re struggling to get out of debt, LCTaylor is here to help.

Licensed Insolvency Trustees are the most highly trained and educated insolvency experts in Canada – and ours are among the best. We specialize in solving financial problems for both individuals and businesses.

Our Trustees are licensed by the federal government to provide insolvency solutions.

With a combination of expertise in debt counselling and long-term financial planning, the Trustees at LCTaylor will not only help you get out of debt but will help you plan your financial future afterward.

Start Living Debt Free!

Book Your Free personal, no obligation consultation today.

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    J White profile picture
    J White
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    I'm sure for the folks that work there, what they do becomes a 'job'; that's just the reality. But I hope that every now and then they're reminded of the huge impact they have on people. The acceptance of my consumer proposal will be life-changing for me; moving from a place of hopelessness to seeing a light at the end of a 5-year tunnel. I'm incredibly grateful for what they do!
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    Vicki H
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    If I could give more than a 5-star review, I would. I read through some of the other 5-star reviews and fully relate to the positive comments that radiate from all of them. Many of the comments mirror what I would say. I will add that LCTaylor literally changed the course of my life for the better. I found myself suddenly in a financial pit brought on as the result of financial abuse that I had to deal with while I was in the midst of legal proceedings for marital dissolution. A major creditor suddenly tried collecting on a marital debt that I didn't have access to assets to pay back. When my wages started getting garnished I reached out to LCTaylor in desperation, feeling like I was in drowning and destined for financial disaster. They responded promptly, thoroughly, and with empathy to listen to my story. They took the time to explain my options to me, which led to them helping me with a consumer proposal as the option that was the best for my situation. It was accepted, and it was a game-changer! LCTaylor immediately took the necessary action to stop the wage garnishment and also took the care to handle some loose ends with frozen child care benefits etc. Within just a few weeks I was back on my feet, making very feasible monthly payments that would lead to me getting out of the financial pit in just a few short years. I CANNOT express my gratitude enough to LCTaylor. If they had not helped me through this process I would not be where I am today. If you are struggling financially and feeling overwhelmed, it does not hurt to reach out to them and, if nothing else, learn what your options could be to become debt-free. I am so very glad I did!
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    Duncan farrow profile picture
    Duncan farrow
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    You want your debt handled go here 100% First time dealing with debt and honestly I did everything I could to sort it out myself after 1 week dealing with LCTaylor I don’t feel like everything is hopeless anymore they gave me options and most importantly hope
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    Kent Hunt profile picture
    Kent Hunt
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    I came here broken and depressed looking for help declaring bankruptcy. They showed me I was actually in way better shape and provided me the resources I needed, free of charge, to get me back to normal. I left feeling 10 years younger with the stress gone! I feel like I owe everyone here a lunch for the thousands of dollars they potentially saved me! Thank you!!
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    Laura Sinclair
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    Great company to work with. Everyone was very pleasant and understanding and helped me navigate my way through my choice of a Consumer Proposal. I highly recommend reaching out to them if you're in need of debt counselling and solutions.
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    Achtertecture
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    These folks are amazing, honestly made what could have been stressful into the most encouraging restart into being able to take control of my finances and emotionally charged spending habits, they genuinely earned those stars. If Jeannette ends up being your financial counselor, you're in good hands!

    LCTaylor is your local, Licensed Insolvency Trustee—offering personalized solutions to help you take back control and start fresh financially.

    We offer our clients help with

    Providing insolvency services in Manitoba and North Western Ontario

    Consumer Proposal

    A Consumer Proposal is a legally binding agreement between you and your creditors to repay a percentage of what you owe over a period of time – no longer than 5 years. This debt relief option is a proceeding under the Bankruptcy and Insolvency Act and can only be filed with a Licensed Insolvency Trustee in Canada.

    Bankruptcy

    Personal Bankruptcy is a legal process designed to help honest debtors who cannot afford to repay their debts. At the end of the Bankruptcy most debts are legally discharged, which means you are no longer required to pay them. Most people file for Bankruptcy due to circumstances such as a divorce, illness, or job loss.

    Debt Counselling

    Debt counselling through a Licensed Insolvency Trustee will ensure that your unique financial situation is taken into account. Then you will be given the opportunity to explore all the debt relief options available to you.


    Credit Counseling

    Licensed Insolvency Trustees are considered to be some of the best debt management advisors in the industry. They can help you deal with credit problems, personal budgeting and develop better money management skills.

    Free Consultation

    Booking a free initial consultation ensures you will meet with a licensed professional. We are dedicated to helping you find the right solution to your debt problems. All options will be given to you and you will never be coerced into making a decision until you are ready.

    Receiverships

    A Receivership is a formal process in which a third party is appointed to take control of assets of the debtor and tries to maximize the proceeds from them in order to pay debt. Receiverships are typically driven by lenders in order to protect their own interests.

    Looking to take the next step? We’re here to help—book your free consultation!

    Why Choose Us?

    At LCTaylor, we specialize exclusively in debt solutions, offering personalized, practical advice backed by deep local experience. Our sole focus is helping individuals in Manitoba and Northwestern Ontario find the best path to financial freedom—without competing interests.

    Locally Rooted, Debt Focused

    LCTaylor’s founders, owners and managers all have deep roots in the Winnipeg community. The company exists for the sole purpose of helping people get a fresh financial start. We do only insolvency work, which eliminates competing interests and keeps us focused on dealing with debt solutions.

    Customized Debt Solutions

    Bankruptcy or a Consumer Proposal are not the only ways to deal with unmanageable debt and LCTaylor can help you explore the best solution for your specific circumstances. While bad debt can happen to anyone, not everyone needs the same solution.

    Experienced, Practical Advice

    Because we deal every day with people who are struggling with debt, we have wide experience in finding solutions. We will give you practical advice and support, recognizing that you need to look at all the options in order to come to a personal decision as to what is best for you and your family. Reach out today and have a chat with one of our experienced advisors.

    Your Way Forward

    Unmanageable debt can be extremely daunting but there are several financial strategies that you can use to a brighter financial future. If you are looking for debt help in Manitoba or Northwestern Ontario, contact LCTaylor and we will figure out which debt strategy works best for you.

    Here to help you with your debt problem

    Ready to take control of your finances? Our trusted team has helped over 50,000 Manitobans find lasting debt relief. Book a free consultation today and let us create a plan for your way forward—so you can move forward with confidence.