LCTaylor
Licensed Insolvency Trustees

At LCTaylor, our goal is to provide solutions for all of the options available to those who have financial problems.
Our Services

Local Help with a Personal Touch

We're your neighbours, not a call center. We offer consultations in person, by phone, or virtual. We're here to support your financial recovery.
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Over 30 Years of Trusted Service

Providing debt solutions across Manitoba and Northwestern Ontario since 1992.
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Start Living Debt Free!

Book Your Free personal, no obligation consultation today.

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    J White profile picture
    J White
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    I'm sure for the folks that work there, what they do becomes a 'job'; that's just the reality. But I hope that every now and then they're reminded of the huge impact they have on people. The acceptance of my consumer proposal will be life-changing for me; moving from a place of hopelessness to seeing a light at the end of a 5-year tunnel. I'm incredibly grateful for what they do!
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    Vicki H
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    If I could give more than a 5-star review, I would. I read through some of the other 5-star reviews and fully relate to the positive comments that radiate from all of them. Many of the comments mirror what I would say. I will add that LCTaylor literally changed the course of my life for the better. I found myself suddenly in a financial pit brought on as the result of financial abuse that I had to deal with while I was in the midst of legal proceedings for marital dissolution. A major creditor suddenly tried collecting on a marital debt that I didn't have access to assets to pay back. When my wages started getting garnished I reached out to LCTaylor in desperation, feeling like I was in drowning and destined for financial disaster. They responded promptly, thoroughly, and with empathy to listen to my story. They took the time to explain my options to me, which led to them helping me with a consumer proposal as the option that was the best for my situation. It was accepted, and it was a game-changer! LCTaylor immediately took the necessary action to stop the wage garnishment and also took the care to handle some loose ends with frozen child care benefits etc. Within just a few weeks I was back on my feet, making very feasible monthly payments that would lead to me getting out of the financial pit in just a few short years. I CANNOT express my gratitude enough to LCTaylor. If they had not helped me through this process I would not be where I am today. If you are struggling financially and feeling overwhelmed, it does not hurt to reach out to them and, if nothing else, learn what your options could be to become debt-free. I am so very glad I did!
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    Duncan farrow profile picture
    Duncan farrow
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    You want your debt handled go here 100% First time dealing with debt and honestly I did everything I could to sort it out myself after 1 week dealing with LCTaylor I don’t feel like everything is hopeless anymore they gave me options and most importantly hope
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    Kent Hunt profile picture
    Kent Hunt
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    I came here broken and depressed looking for help declaring bankruptcy. They showed me I was actually in way better shape and provided me the resources I needed, free of charge, to get me back to normal. I left feeling 10 years younger with the stress gone! I feel like I owe everyone here a lunch for the thousands of dollars they potentially saved me! Thank you!!
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    Laura Sinclair profile picture
    Laura Sinclair
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    Great company to work with. Everyone was very pleasant and understanding and helped me navigate my way through my choice of a Consumer Proposal. I highly recommend reaching out to them if you're in need of debt counselling and solutions.
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    Achtertecture profile picture
    Achtertecture
    Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
    These folks are amazing, honestly made what could have been stressful into the most encouraging restart into being able to take control of my finances and emotionally charged spending habits, they genuinely earned those stars. If Jeannette ends up being your financial counselor, you're in good hands!

    Consumer Proposal Calculator

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    30+ Years in Business

    With three decades of experience, our firm has built a reputation for integrity, professionalism, and lasting financial results.

    50,000+ Manitobans Helped

    Thousands have trusted LCTaylor to provide effective, confidential debt solutions tailored to their unique financial situations.

    Our Debt Services

    Providing insolvency services in Manitoba and Northwestern Ontario

    Bankruptcy Manitoba

    Bankruptcy is governed by federal legislation and can only be filed through a Licensed Insolvency Trustee. It is designed to help the honest but unfortunate debtor get out of debt and move forward to a financially healthy life.

    Consumer Proposal Manitoba

    A Consumer Proposal, under the Bankruptcy and Insolvency Act (BIA), is a formal offer from you to your creditors. It can only be done through a Licensed Insolvency Trustee.


    Credit Counseling Manitoba

    LCTaylor, Licensed Insolvency Trustee, specializes in solving financial problems for both businesses and individuals. They provide Financial Counselling to help people learn how to better manage their finances.

    Stop Wage Garnishment Manitoba

    The law allows your employer to deduct up to 30% of your wages and pay them to your creditors. If this causes financial difficulties, reach out to LCTaylor to know your options.


    Reach out today to find debt relief.

    Why Choose LCTaylor For Debt Relief?

    At LCTaylor, we specialize exclusively in debt solutions, offering personalized, practical advice backed by deep local experience. Our sole focus is helping individuals in Manitoba and Northwestern Ontario find the best path to financial freedom—without competing interests.

    Locally Rooted, Debt Focused

    LCTaylor’s founders, owners and managers all have deep roots in the Winnipeg community. The company exists for the sole purpose of helping people get a fresh financial start. We do only insolvency work, which eliminates competing interests and keeps us focused on dealing with debt solutions.

    Customized Debt Solutions

    Bankruptcy or a Consumer Proposal are not the only ways to deal with unmanageable debt and LCTaylor can help you explore the best solution for your specific circumstances. While bad debt can happen to anyone, not everyone needs the same solution.

    Experienced, Practical Advice

    Because we deal every day with people who are struggling with debt, we have wide experience in finding solutions. We will give you practical advice and support, recognizing that you need to look at all the options in order to come to a personal decision as to what is best for you and your family. Reach out today and have a chat with one of our experienced advisors.

    Your Way Forward

    Unmanageable debt can be extremely daunting but there are several financial strategies that you can use to achieve a brighter financial future. If you are looking for debt help in Manitoba or North-Western Ontario, contact LCTaylor and we will figure out which debt strategy works best for you.

    Looking to take the next step? We’re here to help—book your free consultation!

    What to expect when you meet with us:

    Step 1

    Free Consultation
    Start with a no-obligation conversation to understand your options.

    Step 2

    Financial Assessment
    Get a clear picture of your financial health and options.

    Step 3

    Customized Solution
    Find a tailored strategy designed to meet your specific needs.

    Step 4

    Ongoing Support
    Benefit from continuous guidance to stay on track and adapt as needed.

    LCTaylor is your local, Licensed Insolvency Trustee—offering personalized, workable solutions to help you take back control and start fresh financially.

    Customer Testimonials

    We’ve helped thousands of individuals and families across Manitoba and Northwestern Ontario regain financial control. Here’s what some of them have to say about their experience with LCTaylor.

    Latest News

    Stay updated with the latest news, trends, and insights from around the world.

    FETCH SOME FUN AT BLUE CROSS PARK

    Winnipeg Goldeyes Baseball Club Press Release: WINNIPEG, MB – LCTaylor Licensed Insolvency Trustees is pleased to present the Winnipeg Goldeyes’ eighth annual Bark in the Park game at Blue Cross...

    debt release

    How To Write A Debt Release Letter To Creditors For Debt Forgiveness| Hardship Letter

    If your debt load is crushing, it’s natural to want to find a debt relief solution. Before you accept a debt relief strategy, it’s essential to know what you want...

    Frequently Asked Questions

    What is a Licensed Insolvency Trustee and why do I need one?

    A Licensed Insolvency Trustee (LIT) is a professional authorized under Canadian federal law to administer bankruptcy and Consumer Proposal filings. Trustees also provide credit counselling, debt relief options, and help you understand all possible solutions to your debt — not just bankruptcy.

    Bankruptcy is designed to help honest debtors get a fresh start, but what you keep depends on your personal circumstances. Some assets may be exempt, and your trustee will explain how the process works and what assets (if any) might be affected.

    A Consumer Proposal is a formal, legally binding offer you make through a Licensed Insolvency Trustee to repay a portion of your debt over time — usually up to five years. Creditors vote on the proposal, and if accepted, it stops collections and gives you a structured plan that fits your budget.

    That depends on your situation. A Consumer Proposal lets you keep assets and often has less impact on your credit score than bankruptcy, but both are valid tools. Your LIT will review your finances and recommend the best option for your goals.

    Yes. Once you begin a bankruptcy or file a Consumer Proposal through an LIT, immediate legal protection begins — this can stop wage garnishments and most creditor actions while your insolvency process moves forward. 
    Yes. LCTaylor offers a free, no‑obligation initial consultation to review your financial situation, explain your options, and answer any questions you have before you make a decision.

    Yes—it will. Both bankruptcy and Consumer Proposals are reported on your credit history, but many people find that resolving problem debt and building positive credit habits afterward helps their score over time. Your trustee can explain what to expect.

    Each situation is different. A Consumer Proposal usually runs up to five years, while bankruptcy timelines can vary depending on income and other factors. Your LIT will talk through realistic timelines based on your financial details.

    30 years strong, committed to your debt-free future.

    Meet Our Team

    We’re a diverse group who love what we do. Meet the faces you'll encounter.

    Leigh C. Taylor

    B.A., CPA, C.I.R.P. Licensed Insolvency Trustee (LIT)

    Jillian Taylor-Mancusi

    B.A., C.I.R.P Licensed Insolvency Trustee (LIT)

    Bonnie Hooley

    B.S.W., C.I.R.P. Licensed Insolvency Trustee (LIT)

    Here to help you with your debt problem

    Ready to take control of your finances? Our trusted team has helped over 50,000 Manitobans find lasting debt relief. Book a free consultation today and let us create a plan for your way forward—so you can move forward with confidence.