Most of us experience financial difficulty at one point or another. When money problems are serious or prolonged, they might start to spin out of our control.  How do you know when it’s time to get help? And where can you turn if you’re having financial difficulty? In Manitoba, there

Likely the most stressful part of financial difficulties is dealing with collection agencies. The endless calls and letters, threats, even the manipulation that a debtor experiences is often overwhelming. Collection agencies must follow certain rules when they attempt to collect money, but it can still be difficult dealing with them.