One thing that we are very proud of here at LCTaylor is that every single one of our Bankruptcy and Consumer Proposal files are administered entirely from our office right here in downtown Winnipeg. In fact, it couldn’t be done any other way, because this is the only office in which we have permanent staff.
Now, as someone reading this who is looking for help with their debt and is considering who they should speak with, you may be thinking “Isn’t that obvious? Who else would handle my file? If I deal with a Winnipeg lawyer, everything is handled in their office. If I deal with a Winnipeg accountant, everything is handled in their office. Why would my Bankruptcy or Consumer Proposal be any different?”
You may be very surprised to find out that it can be quite different, depending on who you are dealing with. Many of the larger “national” firms that administer consumer proposals and bankruptcies filed by Manitobans have processing centers located in other provinces that handle most of your file after the Bankruptcy or the proposal has been started. Some other firms have no local staff and fly into the city “by appointment only” from places such as Calgary and Toronto in order to meet with you.
The next, and probably most important, a question from your perspective may be “Okay, so these big companies are saving a few bucks by outsourcing my file to another province, but is it really going to make a difference for me and my Bankruptcy or Consumer Proposal?” That’s a good question and one that we will leave up to you to decide.
Does it matter that Bankruptcies and Consumer Proposals are affected by both federal and provincial legislation and courts and that an out-of-province person is unlikely to be familiar with the unique court rulings and exemptions in Manitoba?
Does it matter that the out-of-province person filing your tax return (a requirement of every Bankruptcy) is not based in Manitoba and may not be familiar with all of the Manitoba tax regulations and credits you may be entitled to?
Does it matter that the out-of-province person reviewing your paystub and determining how much you are required to pay into the Bankruptcy may not be familiar with certain unique-to-Manitoba deductions and dues that are coming off of your paycheque?
Does it matter that the people handling the different aspects of your Bankruptcy aren’t all under the same roof for ease of reference and communication, making sure that nothing falls through the cracks?
These are questions that each person must decide for themselves, but what we can tell you is that our highly trained staff are all located in the same building in downtown Winnipeg, and always have been. Our sole focus since our inception has been to provide honest and thoughtful debt solutions to the people of the Winnipeg region.
If you would like to speak to us to see if we can help you, please call us at 204-925-6400 or email us at firstname.lastname@example.org to connect with a friendly local Winnipegger here at LCTaylor.