I have worked with and observed people with financial difficulty for most of my life. What has surprised me most is that your average person who finds themselves in financial trouble is not who you would expect. Sure, there are a few bad apples, who
The Covid 19 virus has changed our world in more ways than we can measure. The aspects of change have been physical, relational, emotional, and financial. Never in our lifetime or that of our grandparents have we experienced the current chaos we are
Section 178 of the Bankruptcy and Insolvency Act includes a list of debts NOT erased in Bankruptcy. A summary of the more common debts that are not erased are as follows: Fines and penalties of the courts (including fines or payments for intenti
Have you ever asked, \"Will I lose my house in bankruptcy?\" The answer is, many people do not lose their homes in a proposal or bankruptcy. However, every situation is unique and careful review is needed. Much will depend on the value of the
Whether or not you lose your car will depend on many factors. Have you given it as security? Do you use it to get to and from work? How much is it worth? If it is secured, can you afford the payments? We will review all the issues involved in determ