Many people struggle with debt and have no clear path toward financial freedom. You work long hours and try to make wise decisions, but somehow, your debt never goes down. How can you get out of debt so you can begin to do the things you want and nee
So, you are thinking of declaring bankruptcy for the first time. Like many people, life’s circumstances have brought you to this place. Whatever the reason, you are reaching out for help.
In Canada, bankruptcy is a legal process governed by the
The word ‘bankruptcy’ causes many people to shudder. It shouldn’t really - it’s not the end of the world, nor anything like it.
Over 120 thousand Canadians were insolvent last year. For people with significant debt problems, the bankruptcy
If you’re reading this post, it’s likely because you have come to realize you have significant or growing debt that you’re unable to deal with on your own.
Acknowledging your current situation and seeking out education or assistance is the v
Some people believe that filing for bankruptcy is synonymous with the end of the world as they know it - a complete breakdown of their personal finances.
The reality is that bankruptcy is a lot less dramatic than that.
It may feel like a signif
When you realize that your debt problems aren’t going away, you may end up asking ‘Should I be filing for bankruptcy?’
Your creditors have handed your file to a collection agency. In which case you may have already received letters th